Gleaming Insurance

Cleaning Insurance

For all types of cleaning work

Insurance For All Types Of Cleaners

Gleaming Insurance specialises in providing tailored insurance solutions for the UK cleaning industry. We work exclusively with Hiscox Insurance to deliver a comprehensive cleaning policy that offers much broader cover than what most insurers provide to cleaning businesses.

We provide specialist covers that go beyond standard liability policies, including protection for damage to property worked on, treatment risks (such as damage caused by chemicals or solutions), loss of keys, failure to secure premises, and employee dishonesty. Our cover is designed to meet the needs of sole traders, partnerships, and limited companies operating across the UK and Northern Ireland.

Cleaning Business Insurance

Do you have specialist liability cover for your cleaning business?  Does your policy provide:

  • Damage to Property Being Worked on
  • Treatment Risks
  • Loss of Customer’s Keys
  • Failure to Secure a Customer’s Premises
  • Dishonesty by Employees
  • Misuse of Customer’s Telephones


Our policies are only available to cleaning companies so you can be sure that we provide you with the protection your business needs. 

insurance for cleaners
public liability cleaning

Public Liability Insurance

If you were to be accused of causing damage to someone’s property or causing injury to a member of the public, you would need Public Liability Insurance for Cleaners to protect you and your business. 

However, not all Public Liability Insurance policies are the same.  When you arrange cover with Gleaming Insurance you can be covered for:

  • Damage to Property Being Worked On
  • Treatment Risks 
  • Loss of Customer’s Keys
  • Financial Losses (sustained by your customers)
  • Losses from fraud & employee dishonesty
  • Failure to Secure a Customer’s Premises
  • Unauthorized use of telephones
  • Criminal Defence Costs 


You can choose the level of the excess you pay, starting from just £150.  

Employers Liability Insurance

Employers Liability Insurance (EL) is legally required by any business that has people working for it. Such people could be:

  • Direct employees, whether full or part-time
  • Self-employed cleaners/subcontractors
  • Volunteers 


The law is there to protect your workers and to protect you.  If a cleaner was injured whilst working in your business and you were held negligent, then without this cover you could have to pay compensation awarded by the courts.

employers liability cleaning
cleaning business

Tools & Equipment Insurance

Stolen or damaged cleaning tools and equipment can cripple your business by stopping you from working and earning a living. Ensure you protect your essential assets with the right insurance coverage. If your van insurance only covers the current market value, you may not receive enough to replace your equipment. Our Public Liability Insurance for Cleaners policy replaces your tools, machinery, and equipment as new, keeping your business up and running without interruption.

office cleaning tech

When you clean offices, you work around valuable equipment every day, such as, computers, printers, and projectors. One slip of a cloth or accidental spill can cause serious damage, and replacing or repairing that equipment often comes with a significant cost. If you break a client’s laptop or knock over a monitor the real issue becomes apparent: who covers the damage?

Solar panel cleaning

Solar panel cleaning is a growing opportunity, but it comes with serious risks. Discover why specialist insurance from Gleaming is essential for protecting your business and securing high-value contracts.

Kitchen Cleaning Insurance

Kitchen cleaning involves more than just hard work, it comes with serious risks. From chemical damage to surface wear and tear, find out why specialist kitchen cleaning insurance is essential for protecting your business.

Contact Gleaming Insurance

If you’d like some independent insurance advice or a specialist cleaning insurance quote for your business, please contact our experienced team via email or start your online quote.