CLEANING INSURANCE

You choose the covers you need

You can choose to arrange a standard public liability policy that covers claims such as personal injury or property damage to anything you weren't cleaning when it was damaged.  Premiums start from just 

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Or you can add the optional covers for treatment risks, damage to property being worked on, loss of keys, failure to secure a premises and dishonesty by your employees or self employed cleaners

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As specialist insurance brokers to the cleaning industry GLEAMING INSURANCE are able to 

to arrange cover for the following;Hubmundo.com

Public Liability Insurance

If you were to be accused of causing damage to someone's

property or causing injury to a member of the public, you would need Public Liability Insurance for Cleaners to protect you and your business.  

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However, not all Public Liability Insurance policies are the same.  When you arrange cover with GLEAMING INSURANCE you can be covered for;

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• Damage to Property Being Worked On

• Treatment Risks 

• Loss of Customer's Keys

• Financial Losses (sustained by your customers)

• Losses from fraud & employee dishonesty

• Failure to Secure a Customer’s Premises

• Unauthorized use of telephones

• Criminal Defence Costs 

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You can choose the level of the excess you pay, starting from just £150.  Higher excesses are available for a lower premium.

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Employers Liability Insurance

Employers Liability Insurance (EL) is legally required by any business that has people working for it.

Such people could be;

• Direct employees, whether full or part-time

• Self-employed cleaners/subcontractors

• Volunteers 

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The law is there to protect your workers and to protect you.  If a cleaner was injured whilst working in your business and you were held negligent, then without this cover you could have to pay compensation awarded by the courts.

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This cover is bought along with Public Liability Insurance for Cleaners

Tools & Equipment Insurance

For many cleaning businesses, the theft of their tools and equipment could be catastrophic.  Without them they would be unable to do their job and earn a living.  Would you be in that same situation?   Do you currently have your tools, machinery and equipment properly insured?  

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If you have cover under your van insurance you may only get the current market value of your tools if they were stolen or damaged in an accident.  

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The cover we can arrange provides cover for the replacement of your equipment as new.  

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This cover is bought as part of a Public Liability Insurance for Cleaners policy