Why do I need Domestic Cleaning insurance?
The term "Domestic Cleaning" covers most of the duties around the house such as: dusting, vacuuming, wiping down surfaces, disinfecting, removing cobwebs, and so on. Usually domestic cleaning is carried out by one or two cleaners at each particular location and each job comes with many risks and responsibilities.
Here are some of the covers we offer to Domestic Cleaners to help them protect their business:
Damage to the property worked on
This covers you if you are accused of damaging whatever you are cleaning whether that be a carpet, sofa or TV, etc.
If you use solutions or chemicals during the cleaning process (including bleach) then you probably know it is common for damage to be caused by these products. We can include Treatment Risk extension for you, whereas many insurers exclude this.
Loss of customers’ keys
This isn’t to do with physical cleaning, but this is a big risk that we can offer you cover for. If you are responsible for holding keys for your customers, then you will need to ensure you have cover should you lose them. Our policy provides key holding cover as standard.
Failure to Secure a Customer's Premises
When you leave the premises you have cleaned you may be responsible for locking up and setting alarms. If you fail to do this, you could be liable should anyone break into the premises. Our policy covers you for these occurrences.
We are specialist insurance brokers to the domestic cleaning industry and can provide your business with the level of specialist protection it needs! We are recognized and approved by many trade associations as specialists in the industry.
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If you have any issues with any matter concerning Domestic Cleaning Insurance, then simply drop us an email.