Contract Cleaners Insurance
GLEAMING INSURANCE are specialist insurance brokers to the contract cleaning industry and can provide your business with the level of specialist protection it needs. We are recognised and approved by many trades associations as specialists to the cleaning industry.
We can include cover for:
Damage to Property Worked On
This covers you if you are accused of damaging whatever you are cleaning whether that be a carpet, furniture or anything else that you may clean. Without this extension to your cover you would effectively be uninsured whilst you are working.
If you use solutions or chemicals during the cleaning process (including bleach) then you probably know it is common for damage to be caused by such products. Such damage is covered under the Treatment Risks extension. Many insurers exclude claims caused where bleach has been used, but not ours.
Loss of Customers' Keys
If you are responsible for holding keys for your customers then you will need to ensure you have cover should you lose them. Our policy provides key holding cover as standard.
Failure to Secure a Customer's Premises
When you leave a premises you have cleaned you may be responsible for locking up and setting alarms and if you fail to do this you could be liable should anyone break into the premises. Our policy covers you for such occurrences.
Losses from Dishonesty
You will have undoubtedly made checks on all your staff or self-employed cleaners but you could still be exposed to potential claims should one of them decide to steal from your customers. The insurer will pay for the sums you have to pay as compensation to your client following fraud and dishonesty. However, they will not make any payments for your clients losses;
where you do not have a suitable reference for the employee covering the period of at least 2 years immediately prior to commencement of employment with you;
unless you notify us of such losses during the period of insurance or within 30 days of expiry of the period of insurance;
arising from the unauthorised use of any telephone system by any of your employees