Specialist Insurance for Domestic Cleaners
GLEAMING INSURANCE are specialist insurance brokers to the domestic cleaning industry and can provide your business with the level of specialist protection it needs. We are recognized and approved by many trade associations as specialists in the industry.
We can include cover for: Damage to Property Worked On This covers you if you are accused of damaging whatever you are cleaning whether that be a carpet, sofa or TV, etc. Without this extension to your cover, you would be left to deal with the matter yourselves. Treatment Risks If you use solutions or chemicals during the cleaning process (including bleach) then you probably know it is common for damage to be caused by such products. Such damage is covered under the Treatment Risks extension. Many insurers exclude treatment risk, but we can include it for you. Loss of Customers' Keys If you are responsible for holding keys for your customers then you will need to ensure you have cover should you lose them. Our policy provides key holding cover as standard. Failure to Secure a Customer's Premises When you leave the premises you have cleaned you may be responsible for locking up and setting alarms and if you fail to do this you could be liable should anyone break into the premises. Our policy covers you for such occurrences. Losses from Dishonesty You will have undoubtedly made checks on all your staff or self-employed cleaners but you could still be exposed to potential claims should one of them decide to steal from your customers. The insurer will pay for the sums you have to pay as compensation to your client following fraud and dishonesty. (subject to references).